Rules for Writing Numbers in Hindi on Cheques & Legal Affidavits (चेक पर शब्दों में राशि लिखने के नियम)
In Indian banking and administration, writing amounts in words accurately is essential. Even a minor spelling ambiguity or lack of security suffix can cause cheque dishonor, registry objections, or legal disputes. Below are the mandatory rules established under the Negotiable Instruments Act (1881) and Reserve Bank of India (RBI) guidelines:
- The "रुपये केवल" (Rupees Only) Suffix Rule: Always write "रुपये केवल" at the end of the written Hindi amount (or "Rupees Only" in English). This is a legal security measure to ensure no unauthorized third party can append additional digits or words (such as writing 'लाख' after 'हज़ार') to inflate the amount.
- Draw a Horizontal Strike Line: After writing the words, draw a straight line through any remaining blank space on the "Rupees / रुपये" line until the printed currency box. This physically prevents anyone from inserting words after your writing.
- Words Prevail Over Figures in Law: Under Section 18 of the Negotiable Instruments Act, if there is a discrepancy between the amount stated in figures (e.g. ₹ 50,000) and the amount written in words (e.g. पचास हज़ार रुपये केवल), the amount stated in words shall be the amount undertaken or ordered to be paid. Hence, writing the exact words correctly is paramount.
- Writing Paise (पैसे): If your transaction involves paise, write it explicitly. For example, ₹ 10,500.50 should be written as "दस हज़ार पाँच सौ रुपये और पचास पैसे केवल".
- RBI Language Directive: Under RBI Rajbhasha regulations, every bank operating in India—including SBI, PNB, Bank of Baroda, Canara Bank, HDFC, ICICI, and Axis Bank—is legally obligated to honor cheques filled out entirely in Hindi.
Indian Numbering System vs. International Numbering System (संख्या प्रणाली तुलना)
While international banking groups numbers in sets of three digits (Millions, Billions, Trillions), the Indian numbering system groups digits first in hundreds (3 digits), and subsequently in groups of two digits (Thousands, Lakhs, Crores, Arbas). Below is a comprehensive comparison:
| Numerical Figure | Number of Zeros | Indian Format & Hindi Words | International Format & English Words |
|---|---|---|---|
| 1,000 | 3 Zeros | एक हज़ार (One Thousand) | 1,000 • One Thousand |
| 10,000 | 4 Zeros | दस हज़ार (Ten Thousand) | 10,000 • Ten Thousand |
| 1,00,000 | 5 Zeros | एक लाख (One Lakh) | 100,000 • One Hundred Thousand |
| 10,00,000 | 6 Zeros | दस लाख (Ten Lakhs) | 1,000,000 • One Million (1M) |
| 1,00,00,000 | 7 Zeros | एक करोड़ (One Crore) | 10,000,000 • Ten Million (10M) |
| 10,00,00,000 | 8 Zeros | दस करोड़ (Ten Crores) | 100,000,000 • One Hundred Million (100M) |
| 1,00,00,00,000 | 9 Zeros | एक अरब (One Arab) | 1,000,000,000 • One Billion (1B) |
| 10,00,00,00,000 | 10 Zeros | दस अरब (Ten Arbas) | 10,000,000,000 • Ten Billion (10B) |
| 1,00,00,00,00,000 | 11 Zeros | एक खरब (One Kharb) | 100,000,000,000 • One Hundred Billion (100B) |
Hindi Numbers Counting 1 to 100 in Words (1 से 100 तक गिनती हिंदी शब्दों में)
Searching for the exact spelling of numbers in Devnagari Hindi? Below is the complete reference table for all numerals from 1 to 100 with accurate standard spellings:
| Number | Hindi Words (शब्दों में) | Pronunciation | Number | Hindi Words (शब्दों में) | Pronunciation |
|---|---|---|---|---|---|
| 1 | एक | Ek | 26 | छब्बीस | Chhabbees |
| 2 | दो | Do | 27 | सत्ताईस | Sattaees |
| 3 | तीन | Teen | 28 | अट्ठाईस | Atthaees |
| 4 | चार | Chaar | 29 | उनतीस | Untees |
| 5 | पाँच | Paanch | 30 | तीस | Tees |
| 6 | छह | Chhah | 31 | इकतीस | Iktees |
| 7 | सात | Saat | 32 | बत्तीस | Battees |
| 8 | आठ | Aath | 33 | तैंतीस | Taintees |
| 9 | नौ | Nau | 34 | चौंतीस | Chauntees |
| 10 | दस | Das | 35 | पैंतीस | Paintees |
| 11 | ग्यारह | Gyaarah | 36 | छत्तीस | Chhattees |
| 12 | बारह | Baarah | 37 | सैंतीस | Saintees |
| 13 | तेरह | Terah | 38 | अड़तीस | Adtees |
| 14 | चौदह | Chaudah | 39 | उनतालीस | Untaalees |
| 15 | पंद्रह | Pandrah | 40 | चालीस | Chaalees |
| 16 | सोलह | Solah | 41 | इकतालीस | Iktalees |
| 17 | सत्रह | Satrah | 42 | बयालीस | Bayaalees |
| 18 | अठारह | Athaarah | 43 | तैंतालीस | Taintaalees |
| 19 | उन्नीस | Unnees | 44 | चवालीस | Chawaalees |
| 20 | बीस | Bees | 45 | पैंतालीस | Paintaalees |
| 21 | इक्कीस | Ikkees | 46 | छियालीस | Chhiyaalees |
| 22 | बाईस | Baees | 47 | सैंतालीस | Saintaalees |
| 23 | तेईस | Te-ees | 48 | अड़तालीस | Adtaalees |
| 24 | चौबीस | Chaubees | 49 | उनचास | Unchaas |
| 25 | पच्चीस | Pachchees | 50 | पचास | Pachaas |
| 51 | इक्यावन | Ikyaavan | 76 | छिहत्तर | Chhihattar |
| 52 | बावन | Baavan | 77 | सतहत्तर | Sat-hattar |
| 53 | तिरेपन | Tirepan | 78 | अठहत्तर | Ath-hattar |
| 54 | चौवन | Chauvan | 79 | उन्नासी | Unnaasi |
| 55 | पचपन | Pachpan | 80 | अस्सी | Assee |
| 56 | छप्पन | Chhappan | 81 | इक्यासी | Ikyaasee |
| 57 | सत्तावन | Sattaavan | 82 | बयासी | Bayaasee |
| 58 | अट्ठावन | Atthaavan | 83 | तिरासी | Tiraasee |
| 59 | उनसठ | Unsath | 84 | चौरासी | Chauraasee |
| 60 | साठ | Saath | 85 | पचासी | Pachaasee |
| 61 | इकसठ | Iksath | 86 | छियासी | Chhiyaasee |
| 62 | बासठ | Baasath | 87 | सत्तासी | Sattaasee |
| 63 | तिरसठ | Tirsath | 88 | अट्ठासी | Atthaasee |
| 64 | चौंसठ | Chaunsath | 89 | नवासी | Nawaasee |
| 65 | पैंसठ | Painsath | 90 | नब्बे | Nabbe |
| 66 | छियासठ | Chhiyaasath | 91 | इक्यानवे | Ikyaanve |
| 67 | सरसठ | Sarsath | 92 | बानवे | Baanve |
| 68 | अड़सठ | Adsath | 93 | तिरानवे | Tiraanve |
| 69 | उनहत्तर | Unhattar | 94 | चौरानवे | Chauraanve |
| 70 | सत्तर | Sattar | 95 | पंचानवे | Panchaanve |
| 71 | इकहत्तर | Ikhattar | 96 | छियानवे | Chhiyaanve |
| 72 | बहत्तर | Bahattar | 97 | सत्तानवे | Sattaanve |
| 73 | तिहत्तर | Tihattar | 98 | अट्ठानवे | Atthaanve |
| 74 | चौहत्तर | Chauhattar | 99 | निन्यानवे | Ninyaanve |
| 75 | पचहत्तर | Pach-hattar | 100 | एक सौ | Ek Sau |
Common Hindi Number Confusions Cleared (69, 79, 89 का अंतर)
In everyday Hindi conversation and document drafting, numbers ending in 9 often cause confusion due to similar phonetic roots:
- 69 (उनहत्तर - Unhattar): "एक कम सत्तर" — 70 से एक कम।
- 79 (उन्नासी - Unnaasi): "एक कम अस्सी" — 80 से एक कम। (Do not confuse with 89!)
- 89 (नवासी - Nawaasee): "एक कम नब्बे" — 90 से एक कम।
- 99 (निन्यानवे - Ninyaanve): "एक कम सौ" — 100 से एक कम।
Where to Use this Number to Hindi Words Converter
- Bank Cheques & Pay-in Slips: Writing the exact words on State Bank of India, Punjab National Bank, or post office deposit vouchers.
- Property Sale Deeds & Registry (बैनामा / रजिस्ट्री): When drafting sale agreements (इकरारनामा), earnest money (बयाना), or lease deeds on court non-judicial stamp papers.
- Legal Affidavits (शपथ पत्र) & Notary: Declaring income, loan liability, maintenance amounts, or compensation claims in court.
- School & College Fee Receipts: Issuing university tuition receipts, scholarship disbursements, and examination fee vouchers.
- GST Invoices & Trade Bills: Printing Hindi billing vouchers compliant with Indian commercial tax standards.
Frequently Asked Questions (अक्सर पूछे जाने वाले प्रश्न)
Q: How do I write 50,000 in Hindi words on a bank cheque?
Ans: Write "पचास हज़ार रुपये केवल" on the Rupees line, and put ₹ 50,000/- in the numerical box. In English, write "Fifty Thousand Rupees Only".
Q: Can I write a cheque in Hindi in private banks like HDFC, ICICI, or Axis Bank?
Ans: Yes. RBI guidelines apply equally to private and scheduled commercial banks in India. Cheques written in Hindi are completely valid and cannot be refused by bank tellers.
Q: What is 1 Lakh in the international numbering system?
Ans: 1 Lakh (1,00,000) corresponds to One Hundred Thousand (100,000) in the international numbering system. 10 Lakhs is equivalent to 1 Million (1,000,000).
Q: What does the suffix "रुपये केवल" prevent?
Ans: It serves as a financial safeguard. Without "केवल" (Only), an unauthorized person could add additional words (such as writing 'पाँच सौ' or 'लाख') to alter the intended sum of money.